@mattlehrer yeah. in general the politics of bailouts would be harder and more bitter this time, and yeah wells in particular has quite the rep. they could wipe out equity and take into receivership but still operate the banks to hold depositors harmless while giving the public a measure of justice.
hopefully SVB's degree of maturity mismatch was unusual and it won't come to this kind of thing more broadly, but it's pretty shocking to leave big depositors hanging at a bank SVB's size.