i don’t know why joni is always both-sidesing everything now. youtu.be/jxiluPSmAF8

does anyone know of any description of the privacy characteristics of ACH bank transfers? do ACH transfers leave customer-level data with clearinghouses or other parties outside of the participating banks? how do the privacy characteristics of ACH compare with those of something like the upcoming FedNow?

(thanks @chrisp for posing this question, to which i'd given oddly little thought.)

banking is the original twitter. you don't want to be the main character.

(how does one select the "at-risk youth" one means to help?)

i’m a bit deflated by the spam i haven’t received.

(i finally got mine!)

in reply to self

“Most corrupt acts don't take the form of clearly immoral choices. People fight those. Corruption thrives where there is a tension between institutional and interpersonal ethics. There is ‘the right thing’ in abstract, but there are also very human impulses towards empathy, kindness, and reciprocity that result from relationships with flesh and blood people.” me, long ago. interfluidity.com/posts/125740

this is the moment when our future is about to begin.

[new draft post] We haunt drafts.interfluidity.com/2023/

i was today years old before i saw and heard footage of Huey Long speaking in his own voice. via Sandy Darity cc @poetryforsupper youtu.be/KF6kFpnf4H4

in an era of generative art prompt engineering, art history becomes a STEM field.

(you have to know your artists to effectively author "in the style of..." clauses in your prompts.)

i've seen so much pessimism this week.

but it remains such a beautiful, fun language. i really enjoy it's true there are some real tooling hassles (please give me a good emacs mode). you lose time. but you can express things so cleanly and concisely.

there are tensions between what "industry" wants and an impulse to experiment. a lot of us were drawn to scala because it challenges us, keeps us learning. it never wanted to be . i don't think it should try now.

waiting for the to invent a lèse-majesté exception to the 1st Amendment with reference to itself.

after all, the Court is apolitical, so critique is not protected political speech; respect for the Court's dignity is essential to the survival and operation of the Constitutional order; and the Constitution is not a suicide pact.

we should all be grateful.

if the machine says you are guilty, you must be guilty.

if it turns out that was a bug, well, sorry i guess.

Marina Hyde via @NIH_LLAMAS @ct_bergstrom

theguardian.com/commentisfree/

Small and midsize banks are basically in the position middle-class homeowners with underwater mortgages in 2008 who lost their jobs were.

Over the medium-term, their housing values and home-equity wealth were due to come roaring back.

But they don't have the liquidity to carry their position, and they're not important enough for anyone to front them cheap money until then, so they take the loss, cede to bigger, better-connected players who will enjoy the roarback. 1/

Formally eliminating limits on deposit insurance might forestall the liquidity crises. Alternative, more generous Fed or other-government-agency lending terms for small and midsize banks than the already generous Bank Term Funding Program are probably the most likely way small and midsize banks will be saved, if they will be saved. /fin

in reply to self

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“It is not sinking in, generally, that their behavior has made everything they do completely illegitimate.” @Atrios eschatonblog.com/2023/05/did-y

the more you love, the more you lose.

i am sorry to hear about gordon lightfoot.

this @TucsonSentinel piece ends on a rather shocking implication. tucsonsentinel.com/nationworld

waiting for musk’s knock-off, red sky.